Why every one should buy a Term Plan

Why every one should buy a Term Plan

Insurance is the most misunderstood and most abused financial product in India. Insurance companies have been notorious in duping uninformed customers with misfit products to generate profits. Lack of awareness of Insurance hasn’t helped either. The result is that people ignore this important requirement from financial security point of view. While Insurance is of multiple kinds, the […]

The right method to transfer money online

Money is increasingly becoming cashless and people tech savvy. This means the good old cheque payments and cash transfers are getting replaced with online transfer through netbanking- largely NEFT. NEFT is a method to transfer money from one bank account to another, provided relevant details of the beneficiary are given at the time of transfer (bank account no. and bank branch […]

Buying a Car vs Ubering

Buying a Car vs Ubering

[Disclaimer: This is not a sarcastic post] For starters: Ubering means to use Uber. Uber is an app based taxi service. It’s essentially an on-demand taxi service where a user can call for a taxi by using the Uber app. Apart from Uber, this kind of service is also provided by Ola in India. To learn more about […]

On Road (Landed) Price of a Car

On Road (Landed) Price of a Car

[Disclaimer: This is not a sarcastic post] Buying a car is a matter of great pride for families in India. It probably rates just below buying a house in terms of life milestones for any middle class family. Similar to the landed price of a house, the landed price or On Road price of a car […]

Why you should have all Credit Cards and also None

[Disclaimer: This post is not sarcastic] Credit card always ring a negative bell in middle people’s mind. Rightly so. Credit card companies have been notorious in duping innocent customers with finer prints and hefty fines. Read here, the tyranny of one such customer at the hand of a big bank. However, if one is vigilant, ever so slightly, […]

Owning versus Renting a House in India

Owning versus Renting a House in India

[Disclaimer: This post is not sarcastic] Owning a house is one of the biggest aspiration of modern families. Its generally an emotional choice rather than an economical or financial choice when one decides to purchase a house. Buying a house is a life event and generally one of the bucket list of a family. While it’s difficult […]

Landed Cost of a House

Landed Cost of a House

[Disclaimer: This post is not sarcastic] Buying a house is one of the critical milestone of an Indian family. However, unlike packaged items having MRP printed on them, the real cost of a house is not as straight forward. More so in Metros, where one is buying a flat rather than a standalone house. So, what is the […]